How much of your cash is sitting unapplied?
The AR Cash Assessment is a two-week, fixed-price review of your receivables. We read your AR ledger and two months of remittances and bank files, then hand you your unapplied cash figure, your real match rate, the reasons payments don't match and a fixed-price plan to fix it. The report is yours either way.
Read-only access. Nothing installed in your ERP.
Unapplied cash is money a customer has paid that sits in your bank and your ERP but hasn't been matched to the invoices it pays. Until it's applied, those invoices still look open: the aging report is wrong, collectors chase customers who have paid, credit holds stay on and DSO looks worse than it is. Most finance teams can't say exactly how much they have, which is why it's the first number we measure.
The Hackett Group puts the median auto-match rate for cash application at 70%, so on average 30% of payments still need a person to match them.Each one comes from your own ledger and bank files, with the evidence behind it.
How much, how old and which customers. The number most teams don't know.
The share of payments matched first time, against Hackett's 70% median.
Ranked by value: separate remittances, short pays, lump sums, parent-company payers.
Time your team spends keying remittances, chasing paid invoices and fixing postings.
With unapplied cash taken out, so you see the real collection picture.
What to fix first, whether it's an agent, a process change or data, and what it costs.
A kick-off, read-only access, two short sessions with your AR team and a read-out with your controller.
Read-only access to the AR ledger, plus two months of remittances and bank files. Your AR lead walks us through how cash is applied today.
Every payment traced from the bank file to its posting. Unapplied cash aged and sized; match rate calculated.
We run a matching agent on a sample of your real payments, offline, to see how many it would have matched.
Your AR team reviews the reasons and corrects anything the data got wrong.
The report, the plan and a fixed price for the first build, presented to your controller or CFO.
The figures below are illustrative; yours come from your own data.
Most of this takes your team an hour to gather. Tick off what's easy to get.
Ours takes two weeks at a fixed price. With read-only access we read your AR ledger, two months of remittances and bank files, and your posting rules. You get your unapplied cash figure, your real match rate, the top reasons payments don't match, where the team's hours go, and a fixed-price plan.
Three ways: the carrying cost of cash you've received but can't use, the hours spent matching and chasing, and DSO that looks worse than it is because paid invoices still show as open. The assessment sizes all three from your data.
Get the remittance details for every unmatched payment, apply partial payments with a short-pay reason instead of leaving them on account, set up parent-company relationships for customers who pay for others, and work the oldest and largest items first.
Read-only access to the AR module, exports of open AR and receipts, and two months of bank and remittance files. We don't install anything or change any settings.
A fixed price, agreed on a 30-minute scoping call once we know your ERP, the number of entities and your payment channels.
You keep the report and the evidence behind every number. Use it with your own team or another partner.
Most finance leaders we talk to can't say. That's the first thing we measure.
Facts on this page checked on 22 October 2026.
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