By Sahil Kataria, Chief Executive Officer, QServices
Updated June 12, 2026
Sahil Kataria is the CEO of QServices, a Microsoft Solutions Partner delivering AI agents and custom software for regulated industries. He leads enterprise AI strategy and FinTech delivery. LinkedIn ↗
Written from QServices' hands-on delivery work and reviewed by Rohit Dabra, Chief Technology Officer, QServices, before publishing.
We are not headquartered in New York, but our React Native development team works with New York companies across FinTech, Insurance, Media, and Real Estate on remote engagements with full ET hours of daily overlap. QServices is a remote-first software consultancy serving New York businesses in regulated industries.
What New York buyers typically need from React Native development
The most common requests from New York clients fall into four categories, shaped by the city's dominant industries:
- FinTech apps: Mobile trading interfaces, digital wallets, and payment flows that must comply with NY DFS Part 500 cybersecurity requirements, including multi-factor authentication, encryption of nonpublic information in transit and at rest, and SEC/FINRA audit-trail logging.
- Insurance portals: Agent and policyholder apps governed by the NY SHIELD Act, which requires documented data-handling procedures for any app processing New York residents' private information.
- Media delivery: Content streaming and subscriber management apps where performance under sustained load matters more than visual flourishes.
- Real estate platforms: Property search, virtual tour, and transaction-management apps for brokers, buyers, and property managers.
NY DFS Part 500 also requires covered entities to maintain a third-party service provider security policy. If you are a FinTech or Insurance firm, your vendor's security posture is your audit risk. We provide written evidence of our security practices before any engagement starts, not after you ask for it during due diligence.
The SHIELD Act extends New York's breach-notification obligations to any business that holds private information on New York residents. For Insurance and Real Estate apps, that means data-handling documentation must exist before the first line of code ships, not as a post-launch compliance sprint.
How we work with New York clients
Our team is based in India. New York is on Eastern Time, UTC-5 in winter and UTC-4 in summer. We adjust our working hours to overlap fully with ET business hours, which means we are active from 9 AM to 6 PM Eastern every business day. You do not wait until the next morning for a pull-request review or a build question answered.
A typical New York engagement runs like this:
- Weekly standups (Monday, 30 minutes): We cover what shipped, what is next, and what is blocked. Your product owner needs to attend; everyone else is optional.
- Fortnightly demos: A working build lands in TestFlight (iOS) and the Play Console (Android) every two weeks. You test on real devices before we move to the next sprint.
- Daily async updates: Slack or Microsoft Teams threads with PR links, screenshots, and decisions that need your sign-off before we build.
- HITL checkpoints: Every significant architecture or UX decision is escalated for your approval before implementation. We do not ship first and apologize later. This is the governance model we apply to every project.
On-site visits to New York for milestone reviews are possible with four weeks' notice. Most clients find they never need them once the async rhythm is established.
Relevant work in similar markets
We do not have a published React Native case study from a New York FinTech or Insurance firm. We say this plainly rather than repackage unrelated work as local experience.
Our production React Native work includes two projects that demonstrate the cross-platform delivery capability relevant to New York buyers:
- My Delivery (logistics): A last-mile delivery management app built in React Native, .NET, and Vultr Cloud, integrating eLogi for real-time driver assignment and Zoho for two-factor-authenticated invoice generation. The outcome was end-to-end delivery visibility with proof of delivery on both iOS and Android.
Case Study
Last-Mile Delivery Management App (My Delivery)
Last-mile delivery business
End-to-end delivery management with real-time order tracking and proof of delivery
Zoho-powered invoice generation with two-factor authentication and eLogi integration for driver assignment
React NativeReact.js.NETVultr CloudeLogi API
- Equalution (health and nutrition): A React Native client app paired with a React.js dietician portal, running ML-driven calorie and macro targeting on Node.js and MySQL. We built dual-platform delivery from a shared codebase, serving both end users and professional practitioners.
Case Study
Personalized Nutrition and Body Transformation Platform (Equalution)
Health and nutrition coaching startup
ML-driven personalized calorie and macro targets using body metrics for sustainable diet plans
Dual platform: React.js dietician web app and React Native client mobile app with 80/20 whole-food approach
React.jsReact NativeNode.jsExpress.jsMySQL
Both projects involved cross-platform builds, native device APIs including camera and push notifications, and multi-role user flows. Neither is a FinTech or Insurance reference. If your project sits in those verticals, you would be an early reference client in that sector for us, and we staff and price such engagements with that context in mind.
What React Native development costs for a typical New York project
Our rates are in USD. New York clients do not pay a location premium.
- Small scope ($30K-$60K, 10-16 weeks): An MVP for one platform or a focused feature set. One user role, one or two integrations, App Store or Play Store submission included.
- Mid-size ($60K-$120K, 16-24 weeks): iOS and Android from one codebase, two or three user roles, API integrations, and a basic admin panel.
- Full product ($120K-$180K, 24-28 weeks): Full feature set, multiple integrations, analytics, push notifications, Fastlane CI/CD configuration, and both store submissions.
For apps handling nonpublic financial data under NY DFS Part 500 or personal data under the SHIELD Act, add 15-25% for compliance architecture work. Each non-trivial third-party integration, such as a trading API, an insurance policy engine, or a payment processor, typically adds $3,000-$12,000.
Full pricing breakdown: React Native development cost guide.
How to start working with us
Three steps:
- Discovery call (30 minutes): We ask about your users, your compliance environment, and your existing systems. You ask about our process and where our experience is strongest.
- Scoping document (5 business days): We produce a written scope with a feature breakdown, stack recommendation, timeline range, and a fixed-price or time-and-materials quote.
- Project start: Once you approve the scope, we assign a dedicated team and kick off sprint zero the following Monday.
Use the form below to request a discovery call. We respond within one business day ET.
Can you work with New York companies remotely?
Yes, and the remote model is how we work with every client, not a fallback. We maintain full ET hours overlap, which means your morning message gets a reply the same morning.
We work in Microsoft Teams or Slack, whichever your team already uses. Your source code lives in your GitHub or Azure DevOps organization from day one. For data residency under NY DFS Part 500 and the SHIELD Act, we architect mobile apps so that nonpublic data stays in your cloud environment. Your data never passes through our infrastructure.
More on our approach: React Native for FinTech and our full services hub.
Ready to discuss your project?
Share your requirements with QServices. Our engineers will give you a straight answer on fit, timeline, and cost — no sales scripts.
Book a Free Consultation
Frequently Asked Questions
Do you have an office in New York? +
No. We are a remote-first team based in India. We work full ET hours, so we are available throughout the standard New York business day. Most clients find that full timezone overlap matters more than a local office, particularly when they get same-day answers on code reviews and build approvals rather than waiting overnight.
What is the time difference between New York and your team? +
Our team works on Indian Standard Time (IST, UTC+5:30). New York is Eastern Time, UTC-5 in winter and UTC-4 in summer. The offset is 10.5 or 9.5 hours, but we adjust our working hours to cover the full ET business day. From your side, the experience is a team that is available when you are.
Have you worked with New York companies on React Native before? +
We do not have a published case study from a New York client. Our React Native production work includes a logistics management app (My Delivery) and a nutrition coaching platform (Equalution). We are direct about the absence of a local FinTech or Insurance reference rather than claiming experience we do not have. If that sector is new for us, we say so.
How do you handle data residency under NY DFS Part 500 and the SHIELD Act? +
We architect mobile apps so that nonpublic information stays in your cloud environment, not ours. API tokens, credentials, and sensitive data are never stored on our servers. For NY DFS Part 500 covered entities, we design authentication flows, encryption in transit and at rest, and audit logging from the initial architecture review, not as a late-stage compliance task.
What industries do you serve in the New York market? +
We target New York's four primary verticals from the input data: FinTech (trading, payments, digital banking), Insurance (agent portals, claims apps), Media (content delivery, subscriber management), and Real Estate (property search, transaction management). Compliance requirements under NY DFS Part 500, the SHIELD Act, and SEC/FINRA rules are part of our scoping process for relevant projects.