T-Plus

T-Plus is a transformative mobile payment application, crafted to streamline and enhance the way you manage finances. Merging advanced technology with an intuitive interface, T-Plus delivers a seamless, secure, and efficient payment experience. Whether you’re tracking personal spending, managing a business, or shopping online, T-Plus offers a versatile platform to address all your financial needs. With multiple payment options, instant transfers, and strong security measures, the T-Plus app ensures fast, safe, and worry-free transactions. Join the growing T-Plus community and enjoy unparalleled convenience in digital payments. Simplify your life, secure your transactions, and take charge of your finances with T-Plus—your trusted partner in the digital age. 

Industry

IT & Software Industry

Services

AI Powered Analytics & Project Management

Business Type

Enterprise

Build Your Idea

Project Features

Global Top-Up

Global Top-Up

Recharge mobile accounts worldwide.

Bill Payments

Bill Payments

Pay utility and other bills easily.

Digital Payments

Digital Payments

Seamless and secure online transactions.

Money Transfers

Money Transfers

Instant peer-to-peer money movement.

Scheduled Payments

Scheduled Payments

Automate your recurring payments.

Tawakal Remittance

Tawakal Remittance

Trusted international money remittance.

Secure Transactions

Secure Transactions

Advanced security for peace of mind.

Personalized Alerts

Personalized Alerts

Stay informed with custom notifications.

Multiple Recipients

Multiple Recipients

Send money to several people at once.

Free RTGS Transfers

Free RTGS Transfers

Cost-effective large value transfers.

Challenges We Faced

Limited Financial Infrastructure

Many users lack access to traditional banking. 

User Trust & Security

Skepticism due to prior financial frauds.

Regulatory Barriers

Adhering to Shariah law and Central Bank guidelines.

Connectivity Issues

Poor internet or smartphone penetration in some areas. 

Currency Volatility & FX Risks

Due to heavy remittance usage. 

Usability for Low-Literacy Users

Complicating app adoption.

Solutions We Provided​

Mobile Wallet & Cash Pickups
Enabled users without bank accounts to transact digitally or withdraw physically.
Advanced Encryption & KYC Verification
Ensured secure, compliant transactions.
Shariah-Compliant Design
Built-in compliance for Muslim users.
Offline Support & USSD Options
Made the service accessible even with basic mobile phones.
Simplified UI/UX
Optimized for ease of use even by users unfamiliar with apps.

Project Features

Tawakal Express

A trusted money transfer service, specializing in fast, secure, and convenient international remittances, particularly for the Somali diaspora and African communities.

Mobile Money

Allows users to conduct financial transactions directly from their mobile phones, providing a secure, accessible solution for regions with limited traditional banking options. 

SomBank Deposit

Offers deposit accounts tailored to individuals and businesses, providing a range of banking services through SomBank.

Pay Bills

This feature allows users to pay various bills directly from their mobile phones, saving time and simplifying the bill-paying process.

Pay Merchant

Enables seamless payments to participating merchants, allowing users to pay for goods and services securely and conveniently via their mobile phones.

Send to Bank

Allows users to transfer funds from their T-Plus account directly to a recipient's bank account, ideal for sending money to family, friends, or vendors. 

T-Plus Send / Request

A peer-to-peer (P2P) transfer feature that enables users to send and request money to/from other T-Plus users quickly and conveniently. 

T-Plus Statements

Allows users to review transaction history and account statements, making it easier to track financial activities and monitor spending.

SomBank Statements

Provides detailed records of transactions and account activities, helping SomBank customers stay informed on balances and manage their accounts effectively.

Create Goal

A feature for setting and tracking specific financial goals, helping users manage saving, investing, or spending objectives within a defined period.

Manage Cards

Allows users to oversee their debit or credit cards, monitor transactions, set limits, and activate or deactivate cards for enhanced security.

ATM Branch

Provides information on physical locations where customers can access banking services through automated teller machines.

Request Card

Enables customers to apply for new debit or credit cards through the app, providing convenience in managing card requests.

Project Journey

Planning Phase

We defined the project’s vision and goals through market research, gathered key requirements, and selected the ideal tech stack. A detailed project plan with timelines, risks, and stakeholder communication ensured a clear, structured start.

Backend Phase

We built secure, scalable APIs and server-side logic using technologies like .NET. Our team implemented robust databases and integrated secure payment gateways like Stripe and PayPal with strong encryption and tokenisation for data protection.

Testing Phase

We performed unit, integration, and end-to-end testing to ensure the reliability and performance of backend APIs. Identified issues were quickly resolved to deliver a stable, high-quality system before deployment.

Deployment & Release Phase

We performed unit, integration, and end-to-end testing to ensure the reliability and performance of backend APIs. Identified issues were quickly resolved to deliver a stable, high-quality system before deployment.

Tech Stack

SQL Database

RabbitMQ

Azure Key Vault

Ocelot

HP Proxy

Azure B2C

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sahil_kataria
Sahil Kataria

Founder and CEO

Amit Kumar QServices
Amit Kumar

Chief Sales Officer

Talk To Sales

USA

+1 (888) 721-3517

+91(977)-977-7248

Phil J.
Phil J.Head of Engineering & Technology​
QServices Inc. undertakes every project with a high degree of professionalism. Their communication style is unmatched and they are always available to resolve issues or just discuss the project.​

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