QServices is a remote-first custom software development company serving New York businesses in FinTech, Insurance, Media, and Real Estate. We are not headquartered in New York, but our team maintains full ET hours overlap for every engagement. We build on .NET, React, Next.js, Node.js, Azure, and PostgreSQL.
New York's FinTech, Insurance, and Media sectors each carry software requirements that off-the-shelf tools rarely meet. Common project types we see from New York clients include:
Compliance shapes the architecture on most New York projects. Any software handling personal data for New York residents must satisfy the SHIELD Act. Financial services firms face NY DFS Part 500 cybersecurity requirements covering access controls, encryption, and incident response. Broker-dealers and investment advisers operate under SEC/FINRA rules that touch recordkeeping, audit trails, and data access logging. We treat these as architectural inputs from the first scoping call, not as items to bolt on at the end.
The common thread across these sectors is that the software must be owned, auditable, and replaceable. New York buyers in regulated industries consistently push back on vendor lock-in because their compliance obligations require them to demonstrate control over their data and processes.
Our team works full ET hours. Engineering leads are available from 9 AM to 6 PM Eastern Time for calls, code reviews, and questions. You receive a daily async standup update by 9 AM ET, a weekly video call on Microsoft Teams or Slack, and a bi-weekly demo of working software at the end of each sprint.
Code reviews happen in pull requests with written comments, so there is a permanent record of every technical decision. Sprint goals are written down before the sprint starts. Demos run against a staging environment that mirrors production. Nothing is marked complete until it has been demonstrated and accepted.
One named project lead on our side owns delivery and attends every client-facing call. That person is reachable during ET hours and is accountable for the sprint commitments. For milestone reviews or initial discovery workshops, on-site visits to New York are available on request.
We apply Human-in-the-Loop (HITL) governance on any AI components, meaning no automated decision gets shipped without a defined review and override path. For regulated New York clients, this is often a compliance requirement, not a preference.
We have not published named New York clients. Our closest relevant work is in FinTech and financial services, which maps directly to New York's dominant industries.
International payments and remittance business, Jamaica
Reduced transaction fees by approximately 30 percent through optimized gateway routing
Cut settlement times from 3-5 days to under 24 hours with a unified reconciliation engine and audit trail
For an international payments business, we built a cross-border payment gateway aggregator routing transactions across Stripe, PayPal, Wise, and regional gateways. Transaction fees dropped by approximately 30 percent through optimized routing logic. Settlement times fell from 3 to 5 days to under 24 hours. The reconciliation engine and audit trail were built to support financial regulator review, which is the same kind of auditability NY DFS and SEC examiners expect.
Financial analysis SaaS startup, US
100x speed increase in Excel data handling versus the previous manual process
Won enterprise customers against well-funded competitors including interest from Franklin Templeton and Goldman Sachs
For a US-based financial analysis SaaS startup, we built a platform combining React, Python, an Excel Add-in, and a Google Sheets Add-on. Data handling improved 100x over the prior manual process. The platform generated active interest from Franklin Templeton and Goldman Sachs during enterprise sales cycles, which required production-grade reliability and clean API design.
Neither project was based in New York, but both addressed the compliance, audit trail, and data integrity pressures that define the New York financial services market. For more on this area, see our custom software development for FinTech work.
All pricing is in USD. Our rates do not change based on where the client is located.
For projects with NY DFS Part 500 or SHIELD Act compliance scope, add 15 to 25 percent for regulatory overhead. Each non-trivial system integration, such as a core banking system or a trading platform, adds $3,000 to $12,000. A third-party compliance review adds $5,000 to $20,000 if required by your auditors. See our full custom software development pricing guide for a complete breakdown by scope and modifier.
Our process has three steps. First, a 45-minute discovery call where we learn about your project, your constraints, and your timeline. Second, a written scoping document with a fixed-cost estimate or a time-and-materials range, depending on how well-defined the requirements are. Third, an agreed start date and an assigned project lead from our side.
Most New York clients come to us with tight product roadmaps. We can deliver an initial scoping document within five business days of the discovery call. Use the contact form on this page to schedule the first call.
Yes. We work with New York clients on a fully remote basis. Our team schedules full ET hours, so you have live access to engineering leads from 9 AM to 6 PM Eastern. We use Microsoft Teams or Slack for daily communication, and all sprint work is tracked in a shared project tool you have full visibility into.
For data residency, we default to Azure US East regions for any cloud storage, which keeps data within the United States. If your project requires specific documentation for SHIELD Act compliance, NY DFS Part 500 audits, or SEC recordkeeping obligations, we produce architecture diagrams, data flow documentation, and compliance notes as formal project deliverables.
Share your requirements with QServices. Our engineers will give you a straight answer on fit, timeline, and cost — no sales scripts.
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